Whether you're a credit card pro or building your credit score up for the first time, SCCU has options for you. In addition to our basic credit cards, we also offer the Believe Card, which affords you convenient credit access while also giving back to the community. Check out our options:
Basic Credit Cards
SCCU offers a few simple, no-nonsense credit cards to help you meet your credit needs.
| Card | APR |
|---|---|
| Visa Gold | 12.00% APR |
| Visa Classic |
12.50% APR
|
|
Visa Believe Card
see below - supports Children's Hospital at Erlanger
|
12.00% APR
$5,000 minimum line
|
Both cards feature:
- No annual fee
- No cash advance or balance transfer fee
- Free online access to view balance, statements, and make payments
- View credit card terms and conditions
Believe Card
SCCU cares about kids, and we know you do too. As a proud sponsor of Credit Unions for Kids and the Believe Campaign, we are excited to offer our members a unique way to help raise funds for the new Children's Hospital at Erlanger. SCCU's Believe Visa Credit Card is a no-annual-fee card that gives back a percentage of interest earned to the Believe Campaign. It's a win-win for SCCU members and for kids in our community. Ask us how you can apply today!
For more information, call (423) 875-6955.
Credit Card Statements & Payments
Easily view your credit card statements and make payments online anytime. Click below to login or sign up.



